Today, thanks to its history of successful development, Groupama has the human resources and the financial and organisational stability necessary to achieve its European ambitions.

 

"Our ambition to become one of the top 10 European insurers now sits higher than ever on our agenda, and we have already developed our roadmap for getting there. In 2008 and in the years to come, we will be stepping up our initiatives to speed up our internal growth and develop our international presence, relying on our networks, our know-how, and the commitment of all our employees." Jean Azéma, Chief Executive Office of Groupama
 

Groupama has opted to pursue profitable growth as a way of:

•  creating additional investment capacity, achieving economies of scale, and reducing costs. As a result, we will be able to continue to innovate and propose quality services to our customers at the best prices;

•  reinforcing the Group's financial position, which is necessary for its long-term growth and independence.

 

Groupama has two strategic goals at the international level:

•  to improve its positions in countries where it already does business to become a major player;

•  to gain a strong presence in high potential countries, in particular Central and Eastern Europe.

Combining organic and external growth to achieve its objectives:

•  invest in distribution for each subsidiary: increase the number of branches, enter into new agreements, acquire brokerage firms, develop internet sales, etc.,

•  capitalise on best practices, so that the expertise we have developed can benefit all subsidiaries,

•  target acquisitions in countries with strong potential for growth.

Stock market flotation: serving our strategy

The public offering for Groupama S.A. is a financial lever that fits perfectly with the Group's growth and profitability strategy. The ultimate aim is to ensure the long-term success and independence of the Group.